Frequently asked questions
Answers about AI expense tracking and your data
Learn how Expense AI records natural-language transactions, calculates monthly budgets, tracks personal loans, and handles financial information.
What is an AI expense tracker?
An AI expense tracker helps turn everyday language into organized financial records. In Expense AI, a note such as “Lunch 850 today” can be interpreted as an expense with an amount, date, description, and category.
How do I automate expense tracking with AI?
Enter one or several transactions in a short message instead of completing separate form fields. Expense AI identifies relevant details, returns structured transactions, and saves them to your account. It simplifies entry but does not automatically connect to a bank or record purchases you have not entered.
How accurate is AI-based expense categorization?
AI categorization is designed to select a sensible category from the transaction description, but no accuracy percentage is guaranteed. Ambiguous descriptions, unusual purchases, and incorrect dates or amounts can produce errors, so review important transactions and summaries.
Can I record multiple transactions in one message?
Yes. A message can describe multiple income or expense items. Expense AI separates supported entries and organizes each transaction individually.
Can Expense AI track income and expenses?
Yes. The personal finance dashboard uses saved income and expense records to calculate totals, current balance, recent activity, monthly trends, and category spending.
How does the monthly budget tracker work?
You set a monthly limit for a category. Expense AI compares that limit with matching expense transactions for the month and shows the amount spent, percentage used, and remaining budget.
Can I track personal loans and debts?
Yes. The personal loan tracker records money you lent or borrowed, the other person, an optional due date, and whether the amount remains outstanding or has been repaid.
Does the financial assistant use my saved records?
Yes. When you ask a financial question, relevant saved records and calculated summaries may be included so the answer is grounded in your account data. AI answers are informational and are not financial advice.
Is Expense AI a bank or financial adviser?
No. Expense AI is an organizational personal finance tool. It does not hold money, connect to your bank account, or provide financial, investment, tax, accounting, or legal advice.
How is my financial data handled?
Account and financial records are stored in Supabase and protected with authenticated, user-specific database access controls. AI entries and questions are processed by Google Gemini and may use Groq as a fallback when configured. Do not enter passwords, card numbers, or authentication codes.
Can I export or delete my data?
Yes. Account settings provide an export of your saved records and a permanent account deletion option. Account deletion cannot be undone.
Does Expense AI work on mobile?
Yes. Expense AI is a responsive web application that works in modern mobile and desktop browsers without requiring a separate installation.
Is Expense AI free to use?
The Expense AI web app currently allows users to create an account and use the available expense tracker features without entering payment-card details. Available features may change as the service develops.